Insurance Fraud BUG?

shouldnt you get dollars when you dont press a buttom but run into cars? im on level 2 and somehow cannot get money like in saints row 3. is it bugged maybe?
 
Functioning as designed. You have to ragdoll with either trigger before getting hit by a car.
 
thanks a lot! somehow even getting $300000 on a special place it hard, when you ram into a car how to get some more than $10k, jumping in a car?
 
Chain your hits across multiple cars. The freeway is a great place against oncoming fast traffic to bounce from roof to roof.
 
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